What Is An Average Whiplash Claims Pay Out?
Whiplash can be an incredibly debilitating injury and it can have a serious impact on one’s life. Usually, the only symptom of whiplash is pain, and this makes it a very difficult injury to diagnose and treat. But due to sheer number of road traffic accidents on our roads and the number of whiplash injuries, in recent years the awareness and treatment for whiplash has gotten much better. So there is hope for those suffering from this injury.
Whiplash Settlement Average Pay-out
The whiplash settlement average pay-out is £1,000 – £2,500 for minor whiplash where the victim only needs a week or two to recover. The vast majority of whiplash claims are of this nature. However, some claims of this nature go up to £4,000.
Also common are whiplash injuries where the victim requires a few months off work to recover (up to six months). These claims usually result in a pay-out of £3,000 – £9,500. In the worst cases of whiplash where the victim has suffered brain damage, it is not uncommon to see a settlement demand in excess of £100,000. For claims of this value, it is almost always necessary to go to court so that a fair and proportionate compensation amount can be determined by a judge. However most whiplash claims never see the inside of a courtroom.
If you have whiplash, then you are legally entitled to make a claim for compensation if you were injured through no fault of your own. How is compensation determined? That’s a very good question, so let’s look into the factors that contribute to a whiplash compensation:
The Severity of the Whiplash
Whiplash injuries are graded on a scale of 1 – 3 with 1 being minor, 2 being moderate and 3 being severe. The higher your grade, the more compensation you can expect. The severity of one’s injuries will ascertained through a medical examination. This will seek to ascertain:
- How bad the whiplash injury is;
- The length of recovery time from the injury;
- The prognosis for the future;
- The acceleration of any pre-existing conditions.
But this is not the end of the story. While your grade of whiplash will be the biggest determining factor in how much ‘general damages’ you receive, you can also make a claim for ‘special damages’. Special damages are an important part of compensation, because they will make up around 30% of a claim on average.
Special damages include all expenses you have incurred as a result of your accident and they also include loss of earnings and overtime including interest. General damages and special damages combined make up a total injury pay-out.